With rents at an all time high and the number of BTL mortgages available increasing every day, it could be a good time to invest in the property market as a form of retirement planning. We have considerable experience dealing with a range of investors, from individuals wanting to explore the BTL market for the first time, and landlords with a large portfolio of properties.
The main difference between a BTL mortgage and a residential mortgage is that the rent achieved by the property determines how much you can borrow, rather than your personal income.
For first time landlords, we are able to hold your hand through the whole process to ensure you are comfortable with your investment and fully understand how the BTL mortgage works.
For the experienced landlord, we are able to evaluate your portfolio to ensure it is constructed as cost-effectively and efficiently as possible.